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81 guides across later life

Health

Medicare

The federal health insurance program for people 65 and older: what Parts A, B, C, and D cover, 2026 costs, what Medicare leaves out, and the Medigap versus Medicare Advantage decision.

10 minUpdated July 22, 2026
Money

Social Security

How Social Security works, from payroll taxes and work credits to benefit formulas, COLAs, spousal and survivor benefits, taxes on benefits, and the trust fund outlook, plus how to apply.

11 minUpdated July 22, 2026
Technology

Stop a scam before urgency takes over

Recognize the pressure pattern, pause, verify through a separately sourced contact, and act quickly without shame if money or access moved.

7 minUpdated July 18, 2026
Money

When to claim Social Security

Claiming Social Security at 62, at full retirement age, or at 70 changes your check permanently. The math behind each choice, how couples coordinate, and the mistakes that cost the most.

9 minUpdated July 22, 2026
Money

401(k)

How employer 401(k) plans work, with 2026 contribution limits, employer matching and vesting rules, traditional versus Roth accounts, fees, loans, rollover choices, and required distributions.

10 minUpdated July 22, 2026
Purpose

Adjusting to retirement

Retirement is a psychological transition as much as a financial one. What research shows about the honeymoon phase, identity loss, marriage friction, and depression risk, and what actually helps people settle in.

9 minUpdated July 22, 2026
Legal

Advance directives

Living wills and health care proxies put your medical wishes in writing and name who decides when you cannot. How the documents work, how to complete them free, and where to keep them.

10 minUpdated July 18, 2026
Home

Aging in place

Most people over 50 want to stay in their own homes as they age. What that takes in practice: honest cost numbers, what Medicare does and does not pay for, home changes, technology, and backup plans.

11 minUpdated July 22, 2026
Money

Annuities

What annuities are, how each type works, current immediate-annuity payout levels, the fees and surrender charges to check, state guaranty protection, and the sales tactics that deserve suspicion.

9 minUpdated July 19, 2026
Health

Arthritis

Arthritis is not one disease. Osteoarthritis, rheumatoid arthritis, and gout have different causes and different treatments, and what helps the most common form is often movement, not medication.

11 minUpdated July 19, 2026
Home

Assisted living

Assisted living communities combine housing with help for daily tasks like bathing, dressing, and medications. What they cost in 2025, how pricing works, who pays, and how to judge a community before signing.

9 minUpdated July 18, 2026
Money

Budgeting in retirement

Retirement spending is not flat. It dips through the middle years and rises with health costs late. How to build a budget around guaranteed income, health care, inflation, and the surprises.

8 minUpdated July 19, 2026
Money

Catch-up contributions

Savers 50 and older can put extra money into 401(k)s, IRAs, and HSAs each year. The 2026 catch-up amounts, the new super catch-up for ages 60-63, and the Roth rule for higher earners.

8 minUpdated July 18, 2026
Home

Continuing care retirement communities (CCRCs)

CCRCs promise a home for life, from independent living through nursing care, in exchange for an entrance fee and monthly charges. How the four contract types differ and how to vet a community's finances.

9 minUpdated July 19, 2026

Showing 18 of 81 guides.