Independent guidance, with sources shown

United States edition
Accountability

Corrections log.

When we get a fact wrong in a published guide, the fix is recorded here and in that guide's revision history. Style and clarity edits are not logged; factual corrections always are.

  1. Updated the alcohol guidance to the current Dietary Guidelines

    The alcohol section cited the Dietary Guidelines' former limits of no more than two drinks a day for men and one for women. The 2025-2030 Dietary Guidelines for Americans, released January 2026, dropped those specific daily limits, and the section was updated to reflect the current guidance.

  2. Corrected the reverse-mortgage origination-fee basis

    The origination fee was described as based on 2 percent of the first $200,000 of home value. The fee is based on the maximum claim amount: 2 percent of the first $200,000 of the maximum claim amount plus 1 percent above that, capped at $6,000. The basis was corrected, citing HUD Mortgagee Letter 2008-34.

  3. Corrected the ACA subsidy-cliff cost example

    The example of how much more an older early retiree pays for ACA coverage with income just above the subsidy cutoff did not match its cited source. It was corrected to the Kaiser Family Foundation's current example, a 60-year-old earning $62,757 in the contiguous states.

  4. Corrected the number of states allowing water cremation

    The article said alkaline hydrolysis (water cremation) is legal in 28 states. It is legal in 26 states as of mid-2026, and the number was corrected in the text and the At a glance box.

  5. Updated the Extra Help resource limits

    The article listed outdated resource limits for the Medicare Extra Help (Low-Income Subsidy) program. The 2026 limits are $18,090 for an individual and $36,100 for a couple, and the figures were corrected.

  6. Clarified state guaranty coverage for annuities

    The guaranty-association section said every state covers at least $250,000 in present value of annuity benefits per owner, per insurer. Most states set the limit at $250,000, but the amount varies by state, so the text now says most states and points readers to their own state's coverage limit.

  7. Updated the Social Security replacement rate

    The article estimated that Social Security replaces about 40 percent of pre-retirement earnings for an average earner. It now says about 43 percent for a medium earner who claims at full retirement age in 2026, matching Social Security Administration figures, with the At a glance value updated to match.

  8. Updated the count of states that regulate CCRCs

    The article said 38 states regulate continuing care retirement communities. As of 2024, 41 states have statutes governing CCRCs, up from 38 in 2010, and the number and surrounding text were corrected.

  9. Corrected the EyeCare America eligibility description

    The description of the EyeCare America program was inaccurate. The program serves adults 18 and older who are U.S. citizens or legal residents, do not belong to an HMO or PPO, and have not seen an ophthalmologist recently, rather than only uninsured people 65 and older. The eligibility description was corrected to the program's actual terms.

  10. Corrected how mandatory reporting is described

    The article implied that bank employees and other professionals are mandated reporters of elder abuse almost everywhere. Reporting duties are set by each state and the professions named vary, so the text was corrected to describe that all 50 states and the District of Columbia have mandatory reporting laws whose covered professions differ.

  11. Calibrated the evidence on exercise for knee osteoarthritis

    The article described exercise as reducing knee osteoarthritis pain and improving function in stronger terms than its cited source supports. It was revised to match the 2024 Cochrane review: land-based exercise probably reduces pain and improves function in the short term, with less certainty about longer-term benefit.

  12. Corrected the earnings replacement rate

    The introduction said benefits replace about 43 percent of past earnings for a middle earner retiring at full retirement age, a figure the cited page did not state. It now says benefits replace roughly 40 to 43 percent of career-average earnings depending on birth year, cited to SSA Actuarial Note 2025.9.

  13. Corrected the beneficiary count

    The introduction put the number of beneficiaries at about 71 million, which its cited source did not support. SSA's June 2026 trustees materials report 70 million beneficiaries at the end of 2025, and the sentence now says about 70 million with that citation.

See also the site changelog for launches, article batches, and annual figure sweeps.