Corrections log.
When we get a fact wrong in a published guide, the fix is recorded here and in that guide's revision history. Style and clarity edits are not logged; factual corrections always are.
Clarified state guaranty coverage for annuities
The guaranty-association section said every state covers at least $250,000 in present value of annuity benefits per owner, per insurer. Most states set the limit at $250,000, but the amount varies by state, so the text now says most states and points readers to their own state's coverage limit.
Updated the Social Security replacement rate
The article estimated that Social Security replaces about 40 percent of pre-retirement earnings for an average earner. It now says about 43 percent for a medium earner who claims at full retirement age in 2026, matching Social Security Administration figures, with the At a glance value updated to match.
Updated the count of states that regulate CCRCs
The article said 38 states regulate continuing care retirement communities. As of 2024, 41 states have statutes governing CCRCs, up from 38 in 2010, and the number and surrounding text were corrected.
Corrected the EyeCare America eligibility description
The description of the EyeCare America program was inaccurate. The program serves adults 18 and older who are U.S. citizens or legal residents, do not belong to an HMO or PPO, and have not seen an ophthalmologist recently, rather than only uninsured people 65 and older. The eligibility description was corrected to the program's actual terms.
Corrected how mandatory reporting is described
The article implied that bank employees and other professionals are mandated reporters of elder abuse almost everywhere. Reporting duties are set by each state and the professions named vary, so the text was corrected to describe that all 50 states and the District of Columbia have mandatory reporting laws whose covered professions differ.
Calibrated the evidence on exercise for knee osteoarthritis
The article described exercise as reducing knee osteoarthritis pain and improving function in stronger terms than its cited source supports. It was revised to match the 2024 Cochrane review: land-based exercise probably reduces pain and improves function in the short term, with less certainty about longer-term benefit.
Corrected the earnings replacement rate
The introduction said benefits replace about 43 percent of past earnings for a middle earner retiring at full retirement age, a figure the cited page did not state. It now says benefits replace roughly 40 to 43 percent of career-average earnings depending on birth year, cited to SSA Actuarial Note 2025.9.
Corrected the beneficiary count
The introduction put the number of beneficiaries at about 71 million, which its cited source did not support. SSA's June 2026 trustees materials report 70 million beneficiaries at the end of 2025, and the sentence now says about 70 million with that citation.
See also the site changelog for launches, article batches, and annual figure sweeps.